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Public Provident Fund (PPF) interest rate: Oct-Dec 2026
The PPF rate for 1 Oct to 31 Dec 2026 is 7.1% a year, the same as in Jul-Sep 2026 (7.1%). Set by the Ministry of Finance.
What it is for
Saving every year. Interest is added yearly. Eligibility, minimum and maximum deposits, and early-closure rules are in the scheme’s rules; ask the post office or authorised bank for the current form.
Rate history, quarter by quarter
| Quarter | PPF |
|---|---|
| Oct-Dec 2026 | 7.1% |
| Jul-Sep 2026 | 7.1% |
| Apr-Jun 2026 | 7.1% |
| Jan-Mar 2026 | 7.1% |
| Oct-Dec 2025 | 7.1% |
| Jul-Sep 2025 | 7.1% |
| Apr-Jun 2025 | 7.1% |
| Jan-Mar 2025 | 7.1% |
| Oct-Dec 2024 | 7.1% |
| Jul-Sep 2024 | 7.1% |
| Apr-Jun 2024 | 7.1% |
| Jan-Mar 2024 | 7.1% |
| Oct-Dec 2023 | 7.1% |
| Jul-Sep 2023 | 7.1% |
| Apr-Jun 2023 | 7.1% |
| Jan-Mar 2023 | 7.1% |
| Oct-Dec 2022 | 7.1% |
| Jul-Sep 2022 | 7.1% |
| Apr-Jun 2022 | 7.1% |
Source: National Savings Institute, Ministry of Finance. Older quarters back to 1990 are on its rate page.
Source: Ministry of Finance (Department of Economic Affairs) office memorandum F.No.1/4/2019-NS dated 30.09.2026, read from the National Savings Institute rate table on 10 Nov 2026 and cross-checked against the copy of the same memorandum published by Indian Bank. Rates are set every quarter; the next review is due around 31 Dec 2026 for Jan-Mar 2027.
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