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FD, RD and PPF calculators

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FD, RD, PPF calculators and an after-tax compare

Work out what a deposit or scheme pays, and what you keep after tax. Government scheme and bond rates are pre-filled from their official sources.

FD calculator

Amount (Rs)

Interest rate a year (%)

Years

You deposit–

At maturity–

Interest–

Interest added every quarter, the way most banks pay a cumulative FD. Before tax. Enter your bank’s rate.

RD calculator

Monthly deposit (Rs)

Interest rate a year (%)

Years

You deposit–

At maturity–

Interest–

Interest added every quarter. Pre-filled with the Post Office 5-year RD rate, 6.7% (Oct-Dec 2026). Before tax.

PPF calculator

Yearly deposit (Rs)

Interest rate a year (%)

Years

You deposit–

At the end–

Interest–

Interest added once a year; deposits made at the start of each year. Pre-filled with the PPF rate for Oct-Dec 2026, 7.1%. The rate can change every quarter.

Compare after tax

Amount (Rs)

Years

Your tax slab (%)

Your bank FD rate (%)

Option	Rate	You keep

Interest taxed every year at your slab and the rest left to grow; a simplified illustration. Bank deposits are insured by DICGC up to Rs 5 lakh per depositor per bank; government schemes and bonds are backed by the Government of India. Post Office Time Deposit and NSC rates: Ministry of Finance, Oct-Dec 2026. Government bond yields: CCIL, 09 Nov 2026 (held to maturity; actual returns depend on the price you pay).

Education only, not investment advice. MyFinanceBandhu does not sell any product on this page and earns nothing from it. Every rate names its official source and date; check with the bank, post office or platform before you invest.